Citizens Bank of Morgantown, Inc.

Citizens Bank of Morgantown, Inc. is a locally owned community bank founded in 1922 and headquartered in Morgantown, West Virginia. It primarily serves businesses and individuals in the Morgantown area, emphasizing relationship-based banking and local decision-making. For small business borrowers, the bank offers a practical range of commercial financing options including lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. Qualification details such as minimum credit scores, revenue thresholds, and time-in-business requirements are not publicly disclosed, so prospective borrowers should contact the bank directly. Website testimonials highlight personalized service and local responsiveness as recurring strengths. With over a century of community banking behind it, Citizens Bank of Morgantown appears well suited for local business owners who value a direct relationship with their lender over a fully digital, high-speed process.