Charles Schwab Bank, SSB

Charles Schwab Bank, SSB is a federally chartered savings bank operating nationally, best known for serving the banking needs of investment clients through its integrated brokerage and banking platform. Its core retail offerings include checking and savings accounts, pledged asset lines, and mortgages originated through a Rocket Mortgage partnership. The CSV data associates Schwab Bank with small-business financing products including lines of credit, commercial real estate financing, construction finance, equipment finance, and term loans, though these are not prominently featured on its public-facing website, which skews heavily toward investor-focused consumer banking. Businesses that already hold substantial assets at Schwab may find pledged asset lending a practical option, but prospective small-business borrowers should contact Schwab Bank directly to confirm current commercial product availability, terms, and eligibility requirements before proceeding.