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BreadRoute Review
Central Bank & Trust Company
3.5Our Central Bank & Trust Company Review
Central Bank & Trust Company is a community bank founded in 1915, with a long accredited operating history that spans over a century. The bank operates across Kentucky (including Lexington and Nicholasville) and Kansas, serving businesses with a range of commercial financing options: lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. Wealth management and trust services round out the offering. Note that the Central Bank & Trust name is associated with more than one entity, so confirm which institution serves your area before applying.
Who Is Central Bank & Trust Company Best For?
Based on eligibility requirements and available products.
- Businesses where credit score is not a primary factor
- Businesses that need equipment or machinery financing
- Businesses with commercial real estate financing needs
- Businesses that need flexible, revolving access to capital
Financing Options
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Other Commercial Bank lenders
Central Bank & Trust Company Pros & Cons
Pros
- No minimum credit score requirement
- Wide range of financing products
Frequently Asked Questions
Central Bank & Trust Company does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.
Central Bank & Trust Company offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.
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