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Celtic Bank

|Commercial Bank|United States
$10,000 to $10+ Million
Loan Amount
650+
Credit Score
$10,000
Monthly Revenue
2 Years
Time in Business

Our Celtic Bank Review

4.0/ 5.0How we rate

Headquartered in Salt Lake City, Utah, Celtic Bank was named the 4th largest SBA lender in the nation for FY 2022. Celtic Bank is a nationwide lender and leading provider of USDA loans, SBA 7(a) and 504 loans, express loans, asset-based loans, commercial real estate loans, and commercial construction loans.

Who Is Celtic Bank Best For?

Based on eligibility requirements and available products.

  • Businesses with good (but not perfect) credit
  • Businesses that need equipment or machinery financing
  • B2B businesses with outstanding invoices to unlock
  • Established businesses that qualify for SBA programs

Financing Options

Accounts Receivable Financing
Equipment Finance
Accounts Receivable
Construction Finance
SBA Express Loan
Construction Financing
SBA 7(a)
Commercial Real Estate Financing
Inventory Financing
USDA Business & Industry
SBA Express
Line of Credit
Term Loan

Eligibility Requirements

Time in Business
2 Years
Minimum Credit Score
650
Minimum Monthly Revenue
$10,000

Quick Overview

Loan Amount$10,000 to $10+ Million
GeographyUnited States
DoughRating
Products13

Celtic Bank Pros & Cons

Pros

  • Lends nationwide
  • High loan amounts available
  • Wide range of financing products

Cons

  • Requires $10,000+ in monthly revenue
  • Requires 2 Years in business

Frequently Asked Questions

Celtic Bank offers financing in the range of $10,000 to $10+ Million.

Celtic Bank typically requires a minimum credit score of 650. Businesses with scores above this threshold are more likely to qualify for favorable terms.

Celtic Bank offers the following financing products: Accounts Receivable Financing, Equipment Finance, Accounts Receivable, Construction Finance, SBA Express Loan, Construction Financing, SBA 7(a), Commercial Real Estate Financing, Inventory Financing, USDA Business & Industry, SBA Express, Line of Credit, Term Loan.

Celtic Bank requires a minimum of 2 Years in business. Newer businesses may want to explore alternative lenders with lower seasoning requirements.

Celtic Bank provides financing to businesses across the United States.

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Celtic Bank Review (2026) | Accounts Receivable Financing Lender | BreadRoute