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Cathay Bank

|Commercial Bank

Our Cathay Bank Review

3.5/ 5.0How we rate

Cathay Bank is a commercial bank headquartered in Los Angeles, CA, offering a broad range of business financing products including lines of credit, term loans, commercial real estate financing, construction finance, and equipment finance. That's a fairly complete toolkit for small and mid-sized businesses that prefer working with a single traditional institution. No minimum credit score, revenue, or time-in-business thresholds are publicly listed — contact the bank directly to understand qualification requirements.

Who Is Cathay Bank Best For?

Based on eligibility requirements and available products.

  • Businesses where credit score is not a primary factor
  • Businesses that need equipment or machinery financing
  • Businesses with commercial real estate financing needs
  • Businesses that need flexible, revolving access to capital

Financing Options

Equipment Finance
Construction Finance
Commercial Real Estate Financing
Line of Credit
Term Loan

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See My Loan Options

Free · Won't affect your credit score

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Quick Overview

Loan AmountContact Us
GeographyNot disclosed
DoughRating
Products5

Cathay Bank Pros & Cons

Pros

  • No minimum credit score requirement
  • Wide range of financing products

Frequently Asked Questions

Cathay Bank does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.

Cathay Bank offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.

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