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Capitol Bank

|Commercial Bank

Our Capitol Bank Review

3.5/ 5.0How we rate

Capitol Bank is a community bank headquartered in Madison, Wisconsin, serving businesses and individuals throughout the state. It specializes in local relationship banking, offering business financing options that include lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. A good fit for Wisconsin-based businesses that prefer working directly with local bankers rather than a large national institution. Rates, minimums, and financing amounts aren't publicly listed, so expect to reach out to the bank directly to discuss your situation. One heads-up: Capitol Bank has flagged reports of fraudulent calls and texts impersonating its fraud department — always verify contact details through the official website before sharing sensitive information.

Who Is Capitol Bank Best For?

Based on eligibility requirements and available products.

  • Businesses where credit score is not a primary factor
  • Businesses that need equipment or machinery financing
  • Businesses with commercial real estate financing needs
  • Businesses that need flexible, revolving access to capital

Financing Options

Equipment Finance
Construction Finance
Commercial Real Estate Financing
Line of Credit
Term Loan

Get Started

See My Loan Options

Free · Won't affect your credit score

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Quick Overview

Loan AmountContact Us
GeographyNot disclosed
DoughRating
Products5

Capitol Bank Pros & Cons

Pros

  • No minimum credit score requirement
  • Wide range of financing products

Frequently Asked Questions

Capitol Bank does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.

Capitol Bank offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.

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Capitol Bank Review (2026) | Equipment Finance Lender | BreadRoute