Capital Community Bank

Capital Community Bank (CCBank) is a locally owned community bank headquartered in Provo, Utah, and has been serving Utah County businesses since 1993. Its business lending lineup covers lines of credit, term loans, commercial real estate financing, construction finance, and equipment finance. As a community bank, CCBank tends toward relationship-based lending rather than automated decisions — a potential advantage if your business has a nuanced story to tell. Geography is a real constraint here: the bank's focus on Utah County means businesses outside that area are unlikely to qualify. Prospective borrowers should be aware that a consumer advocacy organization filed a formal comment letter in 2023 raising concerns about lending practices at the bank — worth factoring into your evaluation alongside any conversations you have directly with the institution.