California Business Bank

California Business Bank is a community commercial bank headquartered in Irvine, CA, regulated by the California Department of Financial Protection and Innovation (DFPI). In business for more than 15 years, it holds SBA Preferred Lender status and operates as a Minority Owned Depository Institution. The bank focuses on serving entrepreneurs and small businesses across Orange County, Southern California, and nationally. Its lending lineup includes SBA loans, conventional commercial loans, commercial and industrial loans, working capital loans, business expansion loans, real estate purchase loans, equipment finance, construction finance, and lines of credit. Beyond lending, it offers dedicated deposit and banking services for medical professionals, HOA organizations, and insurance agents. SBA Preferred Lender status means the bank can process SBA loan approvals in-house, which can meaningfully shorten turnaround times for eligible borrowers. No minimum credit score, revenue, or time-in-business thresholds are publicly disclosed, so prospective borrowers should contact the bank directly to assess eligibility.