Beneficial State Bank

Beneficial State Bank is a B Corp certified commercial bank headquartered in Porterville, CA, serving businesses and nonprofits across California and Oregon. Its lending focus skews toward mission-driven borrowers — affordable housing developers, environmental businesses, health and social services organizations, and small businesses seeking values-aligned capital. Products include lines of credit, term loans, equipment finance, construction finance, commercial real estate financing, and SBA lending. Qualifying criteria aren't publicly listed, so you'll need to contact the bank directly to gauge fit. A good match if you're a mission-oriented small business or nonprofit in California or Oregon looking for a lender whose values align with yours.