Beach Cities Commercial Bank

Beach Cities Commercial Bank is a California-based commercial bank offering a focused suite of business lending products alongside core deposit and treasury services. Its lending lineup covers business lines of credit, term loans, equipment financing, commercial real estate financing, construction loans, and SBA loans and lines — including access to the California State Loan Guarantee program, which can be useful for businesses that fall outside conventional underwriting. The bank's product depth suggests it can serve a range of business needs, from working capital to owner-occupied real estate and capital equipment. Specific details on financing amounts, rate ranges, and eligibility requirements are not publicly disclosed, so prospective borrowers should engage the bank directly to understand qualification criteria and terms. Beach Cities Commercial Bank appears well suited for California-based small and mid-sized businesses seeking a relationship-oriented community bank with a broad lending menu.