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BreadRoute Review

Bank of Hays

|Commercial Bank

Our Bank of Hays Review

3.5/ 5.0How we rate

Bank of Hays is a community commercial bank headquartered in Hays, Kansas. It offers a range of business financing options including lines of credit, term loans, equipment finance, commercial real estate financing, construction finance, and SBA loans. As a community bank, it appears well suited for small businesses in the Kansas region seeking a relationship-based lender. Specific details on financing amounts, credit score requirements, revenue minimums, and geographic reach are not publicly confirmed in available data, so prospective borrowers should contact the bank directly to understand eligibility and terms.

Who Is Bank of Hays Best For?

Based on eligibility requirements and available products.

  • Businesses where credit score is not a primary factor
  • Businesses that need equipment or machinery financing
  • Businesses with commercial real estate financing needs
  • Businesses that need flexible, revolving access to capital

Financing Options

Equipment Finance
Construction Finance
Commercial Real Estate Financing
Line of Credit
Term Loan

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Free · Won't affect your credit score

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Quick Overview

Loan AmountContact Us
GeographyNot disclosed
DoughRating
Products5

Bank of Hays Pros & Cons

Pros

  • No minimum credit score requirement
  • Wide range of financing products

Frequently Asked Questions

Bank of Hays does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.

Bank of Hays offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.

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Bank of Hays Review (2026) | Equipment Finance Lender | BreadRoute