Bank of Central Florida

Bank of Central Florida is a relationship-focused community bank headquartered in Tampa, FL, serving small to mid-size businesses across Central Florida. Its commercial lending lineup covers the core needs most local businesses encounter: lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. The bank also offers treasury management services and letters of credit, making it a reasonable candidate for businesses that want to consolidate banking and borrowing under one roof. Its stated emphasis on relationship-based banking and professional practice lending suggests it may be a particularly good fit for established local businesses or professional service firms that value a dedicated banker over a purely digital lending experience. Specific rate ranges, minimum qualifications, and financing limits are not publicly detailed, so prospective borrowers should contact the bank directly to gauge fit.