Bank of Botetourt

Bank of Botetourt is a community bank headquartered in Buchanan, Virginia, serving the Commonwealth since 1899. With 125 years of local history, it offers small businesses access to lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance — all decisions made locally. That community-first model earned it the #1 Bank in Virginia ranking from Forbes America's Best-In-State Banks 2024, a meaningful signal for borrowers who value relationship-based lending over algorithmic underwriting. Because the bank operates within Virginia, businesses outside the state will need to look elsewhere. Specific rates, minimum credit scores, revenue thresholds, and loan size ranges are not publicly listed, so prospective borrowers should contact the bank directly to discuss qualification details. For Virginia-based small businesses that prefer working with a lender embedded in their community, Bank of Botetourt appears well suited to the task.