Bank of Ann Arbor

Bank of Ann Arbor is a community commercial bank founded in 1996 and headquartered in Ann Arbor, MI. It serves businesses primarily across Washtenaw, Livingston, Oakland, and Western Wayne Counties. On the business lending side, the bank offers lines of credit, term loans, commercial real estate financing, construction finance, and equipment finance, along with SBA lending — a specialty that can be meaningful for small businesses seeking longer repayment terms or lower down payments. As a locally rooted institution, it appears well suited for businesses in its Michigan service footprint that prefer working with a community lender familiar with the regional market. Specific rate ranges, minimum credit scores, and revenue requirements are not publicly disclosed, so prospective borrowers should contact the bank directly to understand qualification thresholds and deal structure.