Bank of 1889

Bank of 1889 is a community commercial bank headquartered in Berryville, Arkansas, with roots going back to its founding year of 1889. It offers a broad range of business and personal financial products, including commercial loans, real estate loans, and consumer lending alongside deposit accounts and trust services. For small-business borrowers, the bank's product lineup covers lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. Geography served is not formally published, though its community bank profile suggests a regional Arkansas focus. Qualification requirements — minimum credit score, revenue, and time in business — are not publicly disclosed, so prospective borrowers should contact the bank directly. The Harrison Regional Chamber of Commerce has recognized Bank of 1889 as an Inspire Investor, suggesting active community engagement. Its long operating history appears to be a meaningful differentiator for businesses that value institutional stability.