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BreadRoute Review
Bank First, N.A.
3.5Our Bank First, N.A. Review
Bank First, N.A. is a community bank headquartered in Manitowoc, Wisconsin, with roots going back to 1894. It operates across Wisconsin and into a handful of additional states. For business borrowers, the bank offers lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance — plus SBA lending, which can mean longer repayment terms and lower down payments than conventional options allow. Qualification details aren't publicly listed, so you'll need to reach out directly to discuss fit. A good option if you're a Wisconsin-based business looking for a long-established community lender with SBA capabilities.
Who Is Bank First, N.A. Best For?
Based on eligibility requirements and available products.
- Businesses where credit score is not a primary factor
- Businesses that need equipment or machinery financing
- Businesses with commercial real estate financing needs
- Businesses that need flexible, revolving access to capital
Financing Options
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Other Commercial Bank lenders
Bank First, N.A. Pros & Cons
Pros
- No minimum credit score requirement
- Wide range of financing products
Frequently Asked Questions
Bank First, N.A. does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.
Bank First, N.A. offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.
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