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Austin County State Bank

|Commercial Bank

Our Austin County State Bank Review

3.5/ 5.0How we rate

Austin County State Bank (ACS Bank) is a community commercial bank headquartered in Godley, TX, serving business customers across Texas since 1909. Its business lending lineup covers lines of credit, term loans, commercial real estate financing, construction finance, and equipment finance, complemented by business checking and treasury management services. With over a century of operating history, ACS Bank appears well suited for Texas-based small businesses that value a long-standing local banking relationship. Financing amounts and eligibility requirements aren't publicly listed, so reach out directly to discuss your specific situation.

Who Is Austin County State Bank Best For?

Based on eligibility requirements and available products.

  • Businesses where credit score is not a primary factor
  • Businesses that need equipment or machinery financing
  • Businesses with commercial real estate financing needs
  • Businesses that need flexible, revolving access to capital

Financing Options

Equipment Finance
Construction Finance
Commercial Real Estate Financing
Line of Credit
Term Loan

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Free · Won't affect your credit score

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Quick Overview

Loan AmountContact Us
GeographyNot disclosed
DoughRating
Products5

Austin County State Bank Pros & Cons

Pros

  • No minimum credit score requirement
  • Wide range of financing products

Frequently Asked Questions

Austin County State Bank does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.

Austin County State Bank offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.

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Austin County State Bank Review (2026) | Equipment Finance Lender | BreadRoute