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Asian Pacific National Bank

|Commercial Bank

Our Asian Pacific National Bank Review

3.5/ 5.0How we rate

Asian Pacific National Bank is a community commercial bank headquartered in San Gabriel, CA, founded in 1990. It holds Minority Depository Institution (MDI) status and focuses on relationship-based lending primarily across the San Gabriel Valley and greater Los Angeles region. For small-business borrowers, the bank offers a practical range of products: lines of credit, term loans, equipment finance, construction finance, and commercial real estate loans. Bauer Financial has awarded it a 5-Star Superior Rating, a meaningful signal of financial strength for a community institution. Because qualifying criteria — minimum credit score, revenue, and time in business — are not publicly disclosed, prospective borrowers will want to contact the bank directly to gauge fit. Asian Pacific National Bank appears well suited for established businesses in the LA area that value a community lender with deep local roots and personalized service over a fast, automated process.

Who Is Asian Pacific National Bank Best For?

Based on eligibility requirements and available products.

  • Businesses where credit score is not a primary factor
  • Businesses that need equipment or machinery financing
  • Businesses with commercial real estate financing needs
  • Businesses that need flexible, revolving access to capital

Financing Options

Equipment Finance
Construction Finance
Commercial Real Estate Financing
Line of Credit
Term Loan

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Free · Won't affect your credit score

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Quick Overview

Loan AmountContact Us
GeographyNot disclosed
DoughRating
Products5

Asian Pacific National Bank Pros & Cons

Pros

  • No minimum credit score requirement
  • Wide range of financing products

Frequently Asked Questions

Asian Pacific National Bank does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.

Asian Pacific National Bank offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.

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Asian Pacific National Bank Review (2026) | Equipment Finance Lender | BreadRoute