Aroostook County Federal Savings and Loan Association

Aroostook County Federal Savings and Loan Association is a mutual savings institution founded in 1936 and headquartered in Caribou, Maine. It serves businesses and residents primarily within Aroostook County, making it one of the more established community lenders in northern Maine. For small businesses, the bank offers a practical range of commercial financing options including lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. As a mutual institution, it operates without outside shareholders, which can mean a more relationship-driven approach to lending decisions. Borrowers should expect a community-bank experience — local underwriting and personal service — rather than a technology-first process. Specific rate ranges, credit requirements, and loan minimums are not publicly disclosed, so prospective borrowers will need to contact the bank directly to understand eligibility. It appears best suited for established businesses with roots in Aroostook County seeking a locally accountable lending partner.