Apple River State Bank

Apple River State Bank is a community bank headquartered in Apple River, IL, founded in 1948 and operating under the doing-business-as name Community Bank Galena (communitybankgalena.com). It serves small businesses and agricultural operators across Illinois and Wisconsin. The bank's commercial lending lineup covers a practical range of products: lines of credit, term loans, commercial real estate financing, construction finance, and equipment finance. Agricultural lending is a noted specialty, which fits the rural character of its service area. As a community bank with more than 75 years of operation, it appears well suited for borrowers who prefer a relationship-banking approach over a high-volume national lender. Specific rate ranges, minimum credit scores, and revenue thresholds are not publicly disclosed, so prospective borrowers will need to contact the bank directly to understand qualification criteria and pricing.