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BreadRoute Review
Andover State Bank
3.5Our Andover State Bank Review
Andover State Bank is a community bank headquartered in Andover, Kansas, serving small businesses and individuals across the state. Its business lending lineup covers the core needs most small operators run into: lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. As a community bank, it appears well suited for borrowers who prefer a local relationship over an online-only experience — customers point to personalized service and responsive problem-solving as recurring strengths. Specific rates, minimum credit scores, and loan size ranges aren't publicly disclosed, so you'll need to contact the bank directly to gauge fit. A solid option for Kansas-based businesses looking for a relationship-driven lender with a full suite of commercial products.
Who Is Andover State Bank Best For?
Based on eligibility requirements and available products.
- Businesses where credit score is not a primary factor
- Businesses that need equipment or machinery financing
- Businesses with commercial real estate financing needs
- Businesses that need flexible, revolving access to capital
Financing Options
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Andover State Bank Pros & Cons
Pros
- No minimum credit score requirement
- Wide range of financing products
Frequently Asked Questions
Andover State Bank does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.
Andover State Bank offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.
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