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Ameris Bank

|Commercial Bank

Our Ameris Bank Review

3.5/ 5.0How we rate

Ameris Bank is a regional commercial bank serving businesses across eight southeastern and mid-Atlantic states: Georgia, Florida, Alabama, North Carolina, South Carolina, Virginia, Maryland, and Tennessee. Its business lending lineup includes lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance — a solid range for borrowers who prefer a traditional bank relationship. The bank also carries strengths in mortgage banking and treasury services. Some borrowers have flagged customer service as an area of concern, so if hands-on support through the loan process matters to you, it's worth asking pointed questions upfront. A reasonable fit for established businesses already operating in its footprint.

Who Is Ameris Bank Best For?

Based on eligibility requirements and available products.

  • Businesses where credit score is not a primary factor
  • Businesses that need equipment or machinery financing
  • Businesses with commercial real estate financing needs
  • Businesses that need flexible, revolving access to capital

Financing Options

Equipment Finance
Construction Finance
Commercial Real Estate Financing
Line of Credit
Term Loan

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Free · Won't affect your credit score

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Quick Overview

Loan AmountContact Us
GeographyNot disclosed
DoughRating
Products5

Ameris Bank Pros & Cons

Pros

  • No minimum credit score requirement
  • Wide range of financing products

Frequently Asked Questions

Ameris Bank does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.

Ameris Bank offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.

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