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American Savings Bank, FSB

|Commercial Bank

Our American Savings Bank, FSB Review

4.0/ 5.0How we rate

American Savings Bank, FSB (ASB Hawaii) is a Hawaii-based commercial bank serving businesses across the state with a genuine local focus. For business borrowers, ASB offers lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. The bank has built a strong reputation among Hawaii businesses over many years — consistently recognized as one of the state's top banks and carrying a stable investment-grade credit rating. Its Buy Local Hawaii Program reflects a community-first approach that distinguishes it from national lenders. Eligibility requirements and pricing aren't published upfront, so you'll need to connect with ASB directly to explore terms. A good fit if you're a Hawaii-based business that wants a financially sound, locally rooted banking partner.

Who Is American Savings Bank, FSB Best For?

Based on eligibility requirements and available products.

  • Businesses where credit score is not a primary factor
  • Businesses that need equipment or machinery financing
  • Businesses with commercial real estate financing needs
  • Businesses that need flexible, revolving access to capital

Financing Options

Equipment Finance
Construction Finance
Commercial Real Estate Financing
Line of Credit
Term Loan

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Free · Won't affect your credit score

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Quick Overview

Loan AmountContact Us
GeographyNot disclosed
DoughRating
Products5

American Savings Bank, FSB Pros & Cons

Pros

  • No minimum credit score requirement
  • Wide range of financing products

Frequently Asked Questions

American Savings Bank, FSB does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.

American Savings Bank, FSB offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.

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American Savings Bank, FSB Review (2026) | Equipment Finance Lender | BreadRoute